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Real Estate Loans Built for Closers

Fast, flexible, and tailored financing—from multifamily to mixed-use—designed for serious investors.

Modern commercial building
Investor-First Lending, Unmatched Speed Visto Capital's investor-first lending platform connects your deal with 6000+ lenders—fast approvals, competitive terms, no BS.
Solutions for Visionaries

Your Ambition, Our Capital

Every project is unique. That's why we move fast, think big, and deliver lending that adapts to your goals—so you can build, scale, and win.

Rental Property Loans
Rental Property Loans

Build steady cash flow. Flexible terms, competitive rates, zero income verification.

Bridge (Fix and Flip) Loans
Bridge (Fix and Flip) Loans

Move fast. Renovate boldly. Maximize profit with instant approvals and high leverage.

New Construction Loans
New Construction Loans

Fund your vision from the ground up. Land, development, and build—on your timeline.

Multifamily Loans
Multifamily Loans

Scale your portfolio. Competitive rates, tailored plans, and expert support.

Commercial Loans
Commercial Loans

Unlock capital for office, retail, warehouse, and more. 6,000+ lenders. Terms built for you.

Residential Loans
Freddie Mac Loans

Home financing, reimagined. Competitive rates, personal service, zero hassle.

What Our Clients Are Saying

Real Stories, Real Results.

423 Reviews

"Honestly, every other lender I talked to either couldn't match the terms or had some hidden fee. Dan beat their rates and kept every detail exactly the same from start to finish. I'll definitely be back for my next deal."

- James

Google review

"I was in a bidding war and needed funding fast to win. These guys got it done in just 7 days. I've already sent three more deals their way since then."

- Michael

Google review

"Private lenders always say they have the best terms, but these guys actually delivered. The rate they quoted was the lowest I found, and it never changed. By far the most competitive financing I've ever had."

- Ethan

Google review

"I shopped this deal around to a bunch of lenders, and Dan's team gave me the lowest rate by far. I kept waiting for a catch, but there wasn't one. The loan closed fast, and I got exactly what I was promised."

- David

Google review

"I was skeptical—so many lenders promise fast closings and then drag things out. But they actually delivered. The funds hit my account exactly when they said they would."

- Ryan

Google review

"I needed high leverage for a fix-and-flip, and they structured the financing perfectly. 90% LTV and 100% of the rehab covered. That let me keep cash on hand for my next deal. Couldn't have asked for more."

- Benjamin

Google review

"I've been investing in real estate for over a decade and rarely leave reviews, but this was one of the smoothest loan processes I've ever had. Straightforward terms, no hidden fees, and real communication."

- William

Google review

"Other lenders gave me the runaround because I hold my properties in LLCs. These guys had no problem with it and even gave me better terms than I expected."

- Jacob

Google review

"I reached out expecting the usual long process, but I was surprised. Quick term sheet, clear communication, and the funds were in my account right on time."

- Mark

Google review

"I've seen so many commercial deals fall apart because lenders drag their feet or change terms last minute. This team did the opposite—they moved fast, kept every promise, and got my loan across the finish line. Without them, I would've lost the deal."

- Johnson

Google review

"When Dan told me he could close in under two weeks, I didn't believe it. But they closed in 10 days, and my rate, leverage, and terms were exactly what they promised. That's rare in this business."

- Jessica

Google review

"Dan and his team made the process so smooth. No runarounds, no unnecessary paperwork—just a straight path to closing. I got my loan in 10 days and moved on to my next rental."

- Olivia

Google review

"They don't just talk about fast closings and great rates—they actually deliver. My loan closed in 12 days, and I paid exactly what was on my original term sheet. No surprises, just a solid deal."

- Liam

Google review

"Dan and his team were on top of everything from day one. Every question I had was answered right away, and I never felt like I was chasing updates. They ran this deal like pros."

- Carlos

Google review

"This was by far the easiest loan process I've ever been through. I sent over my LLC docs and a voided check, and that was it. No tax returns, no endless paperwork—just straight business."

- Thomas

Google review

"I've worked with lenders who act like they're doing you a favor. This was the opposite. Dan and his team treated my deal like a priority and worked fast to get everything done."

- Eric

Google review

"Honestly, every other lender I talked to either couldn't match the terms or had some hidden fee. Dan beat their rates and kept every detail exactly the same from start to finish. I'll definitely be back for my next deal."

- James

Google review

"I was in a bidding war and needed funding fast to win. These guys got it done in just 7 days. I've already sent three more deals their way since then."

- Michael

Google review

"Private lenders always say they have the best terms, but these guys actually delivered. The rate they quoted was the lowest I found, and it never changed. By far the most competitive financing I've ever had."

- Ethan

Google review

"I shopped this deal around to a bunch of lenders, and Dan's team gave me the lowest rate by far. I kept waiting for a catch, but there wasn't one. The loan closed fast, and I got exactly what I was promised."

- David

Google review

"I was skeptical—so many lenders promise fast closings and then drag things out. But they actually delivered. The funds hit my account exactly when they said they would."

- Ryan

Google review

"I needed high leverage for a fix-and-flip, and they structured the financing perfectly. 90% LTV and 100% of the rehab covered. That let me keep cash on hand for my next deal. Couldn't have asked for more."

- Benjamin

Google review

"I've been investing in real estate for over a decade and rarely leave reviews, but this was one of the smoothest loan processes I've ever had. Straightforward terms, no hidden fees, and real communication."

- William

Google review

"Other lenders gave me the runaround because I hold my properties in LLCs. These guys had no problem with it and even gave me better terms than I expected."

- Jacob

Google review

"I reached out expecting the usual long process, but I was surprised. Quick term sheet, clear communication, and the funds were in my account right on time."

- Mark

Google review

"I've seen so many commercial deals fall apart because lenders drag their feet or change terms last minute. This team did the opposite—they moved fast, kept every promise, and got my loan across the finish line. Without them, I would've lost the deal."

- Johnson

Google review

"When Dan told me he could close in under two weeks, I didn't believe it. But they closed in 10 days, and my rate, leverage, and terms were exactly what they promised. That's rare in this business."

- Jessica

Google review

"Dan and his team made the process so smooth. No runarounds, no unnecessary paperwork—just a straight path to closing. I got my loan in 10 days and moved on to my next rental."

- Olivia

Google review

"They don't just talk about fast closings and great rates—they actually deliver. My loan closed in 12 days, and I paid exactly what was on my original term sheet. No surprises, just a solid deal."

- Liam

Google review

"Dan and his team were on top of everything from day one. Every question I had was answered right away, and I never felt like I was chasing updates. They ran this deal like pros."

- Carlos

Google review

"This was by far the easiest loan process I've ever been through. I sent over my LLC docs and a voided check, and that was it. No tax returns, no endless paperwork—just straight business."

- Thomas

Google review

"I've worked with lenders who act like they're doing you a favor. This was the opposite. Dan and his team treated my deal like a priority and worked fast to get everything done."

- Eric

Google review

Trusted by Top Lenders

Our network includes the nation's most respected financial institutions.
Washington Federal
Goldman Sachs
Greystone
Fannie Mae
Freddie Mac
Arbor
Pacific Premier Bank
Bank 34

Compare Our Loan Programs

See which program fits your investment strategy.

Loan TypeProperty TypesLoan PurposeTermLoan AmountAcquisitionRehab/ConstructionStarting RatePrepayment PenaltyMinimum FICO
Fix and Flip LoansNon-owner Occupied 1-4 unit residential, Townhomes, CondosAcquisition, Refinance6 to 24 months$100,000 - $5,000,000Up to 90% of purchase priceUp to 100% of Rehab Costs (Max 75% of ARV)8.25%+None620
New Construction LoansNon-owner Occupied 1-4 unit residential, Townhomes, CondosAcquisition, Refinance12 to 36 months$100,000 - $5,000,000Up to 90% Loan-to-Cost (LTC) for Land Purchase (for qualified investors)Up to 100% of Construction Costs (not exceeding 75% of completed value)9.75%+None620
Rental Property LoansNon-owner Occupied 1-4 unit residential, Townhomes, CondosPurchase, Refinance, Cash-Out5/6, 7/6, or 10/6 ARM or 30-year FRM$100,000 - $2,500,000Up to 80% of purchase price-6.49%+Subject to terms660
Multifamily LoansMultifamily residential properties (5+ units)Purchase, Refinance, Cash-Out12 to 24 months (short-term) or up to 30 years (long-term)$500,000 - $30,000,000Up to 80% LTV for Purchases, Up to 75% LTV for Cash-Out RefinancingUp to 100% of Construction Costs (not exceeding 75% of completed value)6.39%+ (long-term), 7.89%+ (short-term)Subject to terms660
Commercial LoansOffice, Retail, Industrial, Mixed-Use, Warehouse, Hotel, Medical, Shopping Center, Specialty, etc.Acquisition, Refinance, Cash-OutCustom (Short or Long-Term)$500,000+Up to 75% of purchase priceUp to 100% of construction costs, subject to underwritingSubject to termsSubject to terms600

Three Steps. Zero Hassle.

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Tell us what you need. We'll handle the rest.

Get Answers Fast

Decisions in as little as 24 hours. No waiting, no wondering.

Close with Confidence

Funds delivered. Deals done. Move forward.

Steps
$2B+
Loans Closed
6000+
Lender Network
50
States Covered

Move Fast. Fund Faster.

Apply now. Fund faster. Succeed sooner.