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Privacy Policy

Last updated: [Insert Date]

Visto Capital (“Visto”, “we”, “us”, or “our”) is committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you use our services, website, and applications (collectively, the “Services”). By using our Services, you agree to the collection and use of information in accordance with this Privacy Policy.

1. Information We Collect

A. Information You Provide

  • Name, email, and other contact details
  • Financial information (as required for lending/credit decisions)
  • Employment and income information
  • Any information you provide when you contact us, apply for a loan, or use our Services

B. Information We Collect Automatically

  • Device and usage information (IP address, browser type, operating system, device identifiers)
  • Usage data (pages visited, time spent, links clicked)
  • Location data (if enabled on your device)
  • Cookies and similar tracking technologies

C. Information from Third Parties

  • Credit bureaus, data partners, and verification services
  • Publicly available sources
  • Partners and affiliates (with your consent or as permitted by law)

2. How We Use Your Information

We use your information to:

  • Provide, operate, and improve our Services
  • Process and evaluate loan applications
  • Communicate with you about your account, applications, or inquiries
  • Comply with legal and regulatory requirements
  • Detect and prevent fraud or other unauthorized activities
  • Personalize your experience and deliver relevant content or offers
  • Conduct analytics and research to improve our products and services

3. How We Share Your Information

We may share your information with:

  • Service providers and vendors who help us operate our business (e.g., data storage, analytics, payment processing, customer support)
  • Credit bureaus and verification services (for loan processing and compliance)
  • Affiliates and partners (with your consent or as permitted by law)
  • Government authorities or law enforcement (as required by law or to protect our rights)
  • In connection with a business transfer (e.g., merger, acquisition, sale of assets)
  • Other parties with your consent or at your direction

We do not sell your personal information to third parties for their marketing purposes.

4. Cookies and Tracking Technologies

We use cookies and similar technologies to:

  • Remember your preferences and settings
  • Analyze usage and performance of our Services
  • Deliver relevant advertisements (if applicable)
  • Enhance security

You can manage your cookie preferences through your browser settings. Disabling cookies may affect your experience on our website.

5. Data Retention

We retain your personal information only as long as necessary to fulfill the purposes described in this policy, comply with legal obligations, resolve disputes, and enforce our agreements.

6. Your Rights and Choices

Depending on your location, you may have rights to:

  • Access the personal information we hold about you
  • Request correction or deletion of your information
  • Object to or restrict certain processing
  • Opt out of marketing communications
  • Request a copy of your data (data portability)
  • Withdraw consent (where processing is based on consent)

To exercise your rights, contact us at info@vistocapital.com.

7. Security

We implement industry-standard security measures to protect your information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission or storage is 100% secure.

8. Children’s Privacy

Our Services are not intended for children under 13. We do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal information, please contact us and we will take steps to delete such information.

Our Services may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. Please review their privacy policies before providing any information.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on this page and updating the “Last updated” date. We encourage you to review this policy periodically.

11. Contact Us

If you have any questions about this Privacy Policy or your personal information, please contact us at:

Email: info@vistocapital.com